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Our Services

Principal specialises in discretionary portfolio management for private clients, trusts, charities and small institutional clients. You hand over the day-to-day responsibility for your investments, and Principal constructs and manages an investment portfolio to suit your individual investment objectives, time horizon and attitude to risk.

Depending on your exact requirements, we use an appropriate mix of UK and overseas equities; fixed interest securities; property funds; alternative investments (eg hedge funds) and cash. Two main types of service are available:

• Directly Invested Portfolios (from £250,000)

Investment is made directly into individual stocks and shares, with managed funds being used to gain cost-effective exposure to overseas markets and/or specialist sectors, such as property or hedge funds.

• Managed Fund Portfolios (from £50,000)

Investment is solely through managed funds (eg unit trusts, investment trusts and OEICs), which provide diversified exposure to the markets in which they invest.

Why Invest?

Clients come to us with many different goals for their investments. For example, to generate additional income to supplement their pension; to grow their capital for some future need (eg school fees); or to preserve and enhance the value of their assets to pass on to future generations.

Whatever your specific aims and objectives, though, the reason for investing is simple: to get a better overall return than you would get by leaving your capital in the bank.

Specifically, if you want your capital to grow in real terms, and not be eroded by inflation, you need to consider the use of 'real' assets, such as equities or property.

Our services can be used inside a variety of tax-efficient 'wrappers'. Click on the links below for more details:

• ISAs

• Self Invested Personal Pensions (SIPPs)

• Offshore bonds